Building and contents insurance
At Yomo Finance, we understand the importance of protecting your most valuable assets – your home and its contents. That's why we offer comprehensive building and contents insurance solutions tailored to meet your specific needs and provide you with peace of mind. Contact our team in Rochester to book an appointment.
What does building insurance cover?
Building insurance is designed to cover the physical structure of your property, including the walls, roof, floors, and permanent fixtures and fittings. Building insurance policies provide protection against a wide range of insured perils, such as:
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Fire, lightning, and explosions
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Storms, floods, and earthquakes
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Theft, vandalism, and malicious damage
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Subsidence
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Accidental damage to fixed glass, sanitary fittings, and underground pipes
In the event of damage caused by an insured peril, the Building Insurance will cover the cost of repairing or rebuilding your property, ensuring that your home is restored to its pre-loss condition.
Make sure you have contents insurance
While building insurance protects the physical structure of your home, Contents Insurance safeguards your personal belongings and household items. Contents insurance policies provide coverage for a wide range of items, including:
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Furniture and appliances
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Clothing and personal effects
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Electronics and home entertainment systems
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Jewellery and valuable items
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Bicycles and sports equipment
Contents insurance policies also offer protection against various risks, such as fire, theft, accidental damage, and natural disasters. Additionally, we provide coverage for personal liability, ensuring that you are protected in the event of accidental injury or damage to a third party's property.
Tailoring your coverage
At Yomo Finance, we understand that every homeowner's needs are unique. That's why we offer a range of options to tailor your building and contents insurance coverage to your specific circumstances:
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Coverage limits: Determine the appropriate coverage limits based on the value of your property and personal belongings, ensuring that you are adequately protected in the event of a claim.
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Additional coverages: Explore optional add-ons or endorsements, such as coverage for valuable items, home office equipment, or accidental damage protection.
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Bundled policies: Consider bundling your building and contents insurance policies for added convenience and potential cost savings.
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