Mortgage news

Saving a deposit while paying Medway rent can feel impossible. A 5% deposit mortgage UK lenders offer could get you onto the ladder sooner. This guide explains how 95% mortgages work in 2026, what they truly cost, and who they suit. You will learn the deposit needed for a Medway home. Expect an honest look at the pros and cons. By the end, you can decide whether to buy now or keep saving. What is a 5% deposit mortgage? A 5% deposit mortgage is a home loan covering 95% of a pr

You found a house to view in Medway, and the estate agent asks one question. Do you have a mortgage agreement in principle? Without one, many agents will not book your viewing or pass on your offer. A mortgage agreement in principle proves you can likely afford the home. This guide explains what it is, why you need it before viewing, and how to get one quickly. You will also see how Yomo books appointments, including Saturdays, so you can view with confidence. What Is a Mortg

If you are considering investing in an HMO property, the mortgage is likely the piece causing you the most uncertainty. An HMO mortgage is a specialist product, and most high-street lenders will not offer one. That leaves many investors unsure about deposits, rates, criteria and where to even start. This guide covers everything you need to know. You will learn what an HMO mortgage is, how it differs from a standard buy-to-let, what lenders require, and what rates look like in